Finding the right Asset Class Managers

We believe that, over time, most money managers will fail to beat their index or benchmark on a risk adjusted basis, so for many key asset classes we utilize index funds.

          Constructing and             Managing the Portolio

All of our portfolios are "tactically allocated" which simply means that we believe the most important investment decision to make is how much to put in each asset class. This "weighting" will depend upon two critical factors, the risk tolerance of each of our family investors and our view of the risk and reward in each asset class.

Simple Indexing or Scientific Indexing?

Simple indexing is good but has some drawbacks so for many core asset classes we use scientifically managed "index like" portfolios from Dimensional.

Registered Representative, Securities offered through Cambridge Investment Research, Inc. a Broker/Dealer, Member FINRA/SIPC to residents CA, MI, PA, OR. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and JG Heller Private Wealth Advisors, Inc. are not affiliated.